Under Washington’s pure comparative negligence insurance system, the driver at fault for an accident is liable for damages to the victim, like medical expenses, lost wages, and compensation for pain and suffering. But what happens when the person responsible for the accident has let their insurance lapse or when a driver’s minimum required insurance coverage is insufficient to adequately cover an injury victim’s damages?
If you or a close family member suffered serious injuries or wrongful death in an accident with an uninsured or underinsured motorist, the experienced car accident attorneys in Everett are ready to strategize the best way forward in your case. Call the Everett uninsured/underinsured motorist lawyers today so we can take action.
Why Choose Us as Your Uninsured/Underinsured Motorist Attorneys in Everett?
Founding attorneys, Ben Wells and Joshua Trumbull have a deep belief in client advocacy. We proudly offer the following advantages for your unique case:
- We believe in open communication and taking the time to get to know each client to witness the impacts of the accident on their life—this helps us make a more compelling case for your full compensation
- Our entire legal team will devote itself to achieving the best possible outcome in your case
- The attorney dedicated to your claim will tailor a strategy for the unique circumstances of your case, including achieving the maximum available compensation after an accident with an uninsured or underinsured driver
We never charge injury victims upfront fees. Instead, the Everett uninsured/underinsured motorist attorneys at Wells Trumbull offer free consultations and only take our fees after we acquire your settlement or win your case in court.
What Is the Minimum Required Auto Insurance in Washington?
Like all states, Washington requires motorists to carry at least the minimum required auto insurance coverage. In Washington, drivers must have at least the following coverage:
- $25,000 liability insurance for injuries or death to another person
- $50,000 total per accident for injuries or death
- $10,000 for property damage per accident
Often, this isn’t enough to fully cover damages after an accident with serious injuries. Also, a significant percentage of Washington policyholders allow their coverage to lapse due to financial struggles or other reasons.
What Are My Options After an Accident With an Uninsured or Underinsured Motorist?
Car accidents are expensive, especially when they involve serious injuries. No one should have to pay out of pocket or face a long recovery or permanent disability without the coverage they need. After an accident, an injury victim has rights, including pursuing all legal means of compensation. When an at-fault driver has inadequate insurance coverage, an injury victim may recover compensation through alternatives such as:
- Compensation through their own insurance if they carry uninsured/underinsured motorist coverage
- Compensation through additional personal injury protection (PIP) coverage if you selected this additional option on your coverage
- Compensation through optional collision coverage
- A lawsuit against the at-fault driver
Lawsuits against a careless driver who caused an accident are only worthwhile if they have the financial resources to pay out a jury award for your damages. Sadly, this is seldom the case when a motorist lacks car insurance.
Call the Everett Uninsured and Underinsured Motorist Lawyers at Wells Trumbull
All car accident claims in Washington are complex, but a case against an at-fault driver with inadequate insurance coverage or no insurance at all presents extra challenges. Contact the attorneys at Wells Trumbull today so we can strategize the best pathway forward for your financial recovery while you focus on your physical recovery.