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Insurance Company Denial

Introduction

Insurance company denial can be incredibly stressful for customers who have paid their premiums and believe they have a viable, valid claim. If you’ve tried to make an insurance claim, and the firm has rejected it or refused to pay, you may be wondering what to do next. The good news is that there is help available. If your insurance claim has been wrongfully denied, or your provider is treating you unfairly, you have the right to make a claim. 

 

What can I do if an insurance company is denying my claim?

Most people only try to claim insurance when something goes wrong and they need financial assistance and support. During difficult times, the last thing customers need is for their insurance provider to deny their claim. If your insurance company is denying or refusing your claim, or you believe they are treating you unjustly, it’s beneficial to seek legal advice. Experienced attorneys can help you take legal action against insurance providers that are acting in bad faith and mistreating customers. 

 

When is an insurance company in the wrong?

Insurance companies are entitled to turn down or deny claims that don’t fit the relevant criteria, but they have a duty to pay out when claims adhere to the terms and conditions of the policy agreement. Sadly, sometimes, insurance firms refuse to approve claims or make appropriate payments in cases where policyholders have a valid claim. Examples of scenarios that could lead to wrongful or unfair insurance claim denials include:

  • The provider failing to investigate the case adequately
  • Denying a claim without providing a valid reason or solid evidence (this is known as indefensible denial of a claim)
  • Misrepresenting the terms of the policy agreement to avoid paying a claim
  • Failing to investigate a claim within the required timeframe
  • Delaying the claims process to avoid payment
  • Refusing to pay the policyholder the sum to which they are entitled

 

Why should I seek legal advice if my claim has been refused?

If your insurance claim has been refused, and you strongly believe that you have a valid claim and your insurer is acting in bad faith or treating you unfairly, it’s important to act. Customers pay a premium for insurance services and providers should comply with best practice guidelines and treat clients fairly. 

Taking legal action against an insurance company can be a complex process, and this is why it’s important to hire a legal firm that will go above and beyond to support you and maximize the chances of making a successful claim. The lawyers at Wells|Trumbull understand the legalities involved in issuing and approving claims and they will fight for you to get the outcome you deserve. 

As well as simplifying the process of making a claim, seeking expert legal advice and help increases the chances of securing the best possible result. Your attorney will do everything in their power to ensure you get the full compensation you are entitled to, including damages linked to emotional stress and upheaval and financial losses. 

 

How to file a claim following insurance company denial?

If your insurance company has wrongfully rejected a claim, or you believe they have treated you unfairly, it’s crucial to understand your rights and explore your options. Working with expert attorneys can help you to navigate the process without any additional stress or complications. Your legal representatives will take on the legwork for you. 

The first step is to discuss your claim in detail with a bad faith attorney. Your attorney will collect information, and if they believe you have a viable claim, they will set about gathering evidence and taking the required action to hold the insurance provider accountable. 

 

Conclusion

Insurance company denial impacts customers who have a claim rejected without an explanation or a valid reason. In some cases, claims may be denied due to inadequate investigations, delays, or the misrepresentation of policy terms and conditions. If you believe that your claim should have been approved, or you’re concerned that your insurance provider has treated you unfairly, it’s important to seek legal advice. 

Wells|Trumbull specializes in insurance company denial and bad faith claims. If you think you have a viable claim, we’re here to fight for you. Contact our friendly, experienced team today to discuss your claim and get expert advice. We can help you to get the compensation you deserve. 

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Personal Injury Lawyer

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Joshua Trumbull

Personal Injury Lawyer

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