Despite their reassurances and comforting ad campaigns, insurance companies are not on your side. Instead, they are private companies motivated by profits. When an injury victim files a claim against an at-fault party’s insurance after a car accident, slip-and-fall injury, or even medical malpractice, the insurance companies use many tactics to avoid paying out on claims or to undervalue a claim as much as possible. Sometimes, these strategies cross the line into bad faith practices. If the insurance company in your claim has breached the terms of their contract or employed dishonest practices in your case, contact a personal injury lawyer in Lake Stevens from Wells Trumbull to demand financial accountability.
Why Wells Trumbull Is the Right Choice for Your Lake Stevens Bad Faith Insurance Practice Case
At Wells Trumbull, our legal team and staff have decades of combined experience navigating Washington’s insurance system, liability laws, and civil courts. We are ready to put our experience behind your bad faith insurance claim in Lake Stevens with the following advantages:
- A free confidential consultation and payment contingent on our recovering compensation in your case, so you only pay us after you have your compensation in hand
- An experienced investigation into all aspects of your case, including scrutinizing the legal language of the insurance contract and all communications from the insurance company
- Assertive negotiations that prioritize your best interests
At Wells Trumbull, we take a personalized approach to every case, dedicating time to get to know our clients so we can better convey the impacts of their injury during negotiations for a settlement or in court.
What Are Bad Faith Insurance Practices?
Insurance companies assign an adjuster to every claim. It’s the adjuster’s job to protect the company’s profits at your expense. They deploy common tactics such as recording phone calls and using your words out of context later, offering a fast settlement for an undervalued amount before you know the extent of your damages, using your medical authorization to comb through your entire medical history, or claiming that your doctor’s recommended treatment isn’t necessary. Many of these practices are self-serving and even underhanded, but they cross the line into bad faith practices under the following circumstances:
- When they change the terms of a policy after you’ve already filed a claim
- Paying a medical expert to assert that your doctor’s recommended medical treatment isn’t necessary for your recovery
- Altering filing deadlines or creating time limits that are not included in the policy terms
- Invalid claim denials based on misinterpretation or misrepresentation of the language of the policy
- Hiding policy terms that could increase the payout on the claim
- Delaying and requesting redundant documents to intentionally exceed the statute of limitations on a claim
- Negotiating a reduced payout on a claim that violates the terms of the policy
When an insurance company engages in any of the above bad faith practices, it can be held financially accountable in court.
Call Wells Trumbull to Speak to an Insurance Bad Faith Attorney In Lake Stevens
When an insurance company fails or refuses to uphold its legal obligation to follow the terms of its contract by wrongfully delaying, denying, or disputing claims in violation of its policy terms, an injury victim has legal rights, including filing a lawsuit against the insurance company for additional compensation for bad faith insurance practices.
Taking on a powerful insurance company is a challenging legal endeavor. Contact Wells Trumbull for experienced representation that achieves exceptional results, including in Lake Stevens bad faith insurance practice lawsuits.